Boil water and add the corn meal with stirring to prevent lumps. Cook for 20 -25 minutes with stirring now and then to prevent burning. Cook till it gathers to a mass. Set aside.
For the Chakalaka
Heat oil in a pan, add the onions and habanero and cook till translucent. Add the chopped bell peppers and carrots, cook for 4-5 minutes. Add the tomatoes and salt and simmer for 8-10 minutes.